Posted by Ted on November 13, 2002, at 13:43:36
In reply to Parity » Ted, posted by judy1 on November 12, 2002, at 22:28:10
Hi Judy,
For 2003, I have a choice of PacificCare, UnitedHealthcare, HealthNet, and KaiserPermanente.
In HealthNet, it is unlimited, but the other medical coverage offered stinks.
In PacificCare, the plan offered is limited to 30 days both inpatient and outpatient.
Kaiser is limited to 20 outpatient days and 30 inpatient days.
UnitedHealthcare uses ValueOptions for Mental Health administration, and the VO plan we have is unlimited with in-network doctors (see my previous post regarding horrid in-network doctors with questionable business practices) and 20 visits max and 50% R&C refund (amounts to about 40% refund) with out-of-network doctors.
I also have bipolar disorder. I don't think that matters. And evidently, based on these 2003 offerings, mental healthcare parity is not mandated in CA. Maybe someday....
BTW: I chose UnitedHealthcare because the medical coverage is best. It works like an HMO with in-network doctors and like a PPO with out-of-network doctors and every doctor I have ever seen is in-network. :-)
Ted
> I have Pacificare- and their behavior health benefits spell out unlimited visits for severe mental disorders- bipolar (which I have) qualifies. I was under the impression that this was a mandated law in CA, but perhaps it is just my insurance. take care, judy
poster:Ted
thread:32049
URL: http://www.dr-bob.org/babble/social/20021106/msgs/32202.html