Posted by Ted on August 3, 2001, at 14:00:07
In reply to Re: Cost of psychiatry, posted by Gracie2 on August 3, 2001, at 0:30:03
Gracie,
Often it isn't as simple as this. Collette described her insurance limitations. Let me mention mine. My pdoc retired and left all his patients hanging. I had a choice: get an in-network pdoc which is covered 100% less $10 copay OR get an out-of-network pdoc who requires I pay 100% then I get a 50% refund on "usual and customary" fees (turns out to be about 30% of my cost) from my insurance.
I chose the latter because all the in-network pdocs were divided into two groups: Those who were taking new patients and had AWFUL reputations and those with GREAT reputations who were not taking new patients. A lose-lose situation.
To me, my health is more important than whether or not I have enough money to go out to dinner once a week or take trips. I'll pay the higher price for good care.
Ted
> What the hell kind of insurance do you have, Blue Choice? Get rid of it. (So sue me.)
> I have GHP Access and pay nothing but a $10
> co-pay. I also don't need a referral from my primary physician, they call for it when I arrive for my appointment.
> Might as well get your money's worth.
> -G
poster:Ted
thread:73097
URL: http://www.dr-bob.org/babble/20010731/msgs/73365.html